Last updated: February 15, 2026
By accessing or using Card Butler ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.
Card Butler provides virtual card issuance services for commercial use, specifically designed for AI agents and automated systems to make authorized purchases with human approval.
To use Card Butler, you must:
Card Butler is designed for commercial and business use, including AI agent spending authorization. Consumer-only use cases may not be supported.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must:
Card Butler facilitates the issuance of virtual debit cards through our banking partner, Celtic Bank, via the Stripe platform. Cards are issued subject to:
Virtual cards issued through Card Butler:
All card requests require explicit human approval. You are responsible for reviewing and approving or denying each request. Approved transactions are your responsibility.
Card Butler provides an API for programmatic access. When using our API, you agree to:
You may not use Card Butler for:
Card Butler offers subscription tiers with different features and limits. By subscribing to a paid tier, you agree to:
Per-card fees or transaction fees may apply as described in our pricing. Fees are subject to change with notice.
Card Butler integrates with third-party services including:
Your use of these services is subject to their respective terms of service.
The Service and its original content, features, and functionality are owned by Card Butler and are protected by intellectual property laws. You may not copy, modify, or distribute any part of the Service without permission.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Service will be uninterrupted, secure, or error-free, or that defects will be corrected.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CARD BUTLER SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.
Our total liability shall not exceed the amount you paid to Card Butler in the twelve (12) months preceding the claim.
You agree to indemnify and hold harmless Card Butler, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of:
We may terminate or suspend your account immediately, without prior notice, for any reason, including breach of these Terms. Upon termination:
You may terminate your account at any time by contacting us.
These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance of the modified Terms.
If you have questions about these Terms, please contact us:
Card Butler partners with Stripe and Celtic Bank to provide virtual card services. Virtual cards are issued by Celtic Bank, Member FDIC. Card Butler is not a bank.